XRP is a decentralized digital asset and the native token of the XRP Ledger, a Layer 1 blockchain designed for high-performance global payments. Its primary value proposition is offering a fast, cost-effective alternative to traditional banking systems by enabling near-instant cross-border settlements that finalize in three to five seconds. By serving as a neutral bridge asset between different fiat currencies, it helps financial institutions lower liquidity costs and eliminates the need for pre-funded accounts.
The network is unique because it utilizes a federated consensus protocol instead of energy-intensive mining or staking. This system achieves deterministic finality through a Unique Node List of trusted validators who must reach an eighty percent agreement threshold to permanently record transactions. This infrastructure supports a sustained throughput of 1,500 transactions per second and includes a built-in decentralized exchange that allows for the automated trading of any tokenized asset without intermediaries.
The project traces its origins back to 2004 with Ryan Fugger before being co-founded in its modern form by Jed McCaleb and Chris Larsen. The company, now known as Ripple, works with major financial institutions as partners and investors to build global payment solutions. To protect the network from spam, a small amount of XRP is burned during every transaction, and the token is further utilized by institutions as collateral to access traditional markets and manage digital asset infrastructure.
Institutional adoption of the asset reached a major milestone in November 2025 when the SEC approved the first wave of spot XRP ETFs. These products, offered by major issuers including Bitwise, Grayscale, 21Shares, Canary Capital, and Franklin Templeton, are now listed on prominent exchanges like the NYSE Arca, Nasdaq, and Cboe BZX. While Ripple remains a key contributor to the ecosystem, the underlying XRP Ledger continues to operate as an open-source and decentralized network.
¿Dónde se puede comprar XRP?
Puedes intercambiar tokens XRP tanto en plataformas cripto descentralizadas como centralizadas. La opción preferida para comprar y operar XRP es CoinUp.io, en particular el par XRP/USDT, cuyo volumen de negociación en el último día fue de $ 271,24 M.. Además, Binance y BloFin son alternativas populares para operar con tokens .
¿Cuál es el mayor valor que XRP (XRP) ha alcanzado?
El precio de XRP (XRP) alcanzó su máximo en 3.65 $ el 18 julio 2025, hace aproximadamente hace 10 meses. Actualmente, el precio es -62.46%, lo que es menor que este máximo histórico.
¿Cuál es el precio mínimo histórico de XRP (XRP)?
El precio mínimo alcanzado por XRP (XRP) fue 0.002686 $, registrado el 22 mayo 2014, hace más de hace 12 años. En comparación, el precio actual es 50,901.22%, lo que está por encima de este mínimo histórico.
¿Cuál es la valoración totalmente diluida de XRP (XRP)?
La valoración totalmente diluida (FDV) de XRP (XRP) es de $ 137,52 B.. Esta cifra refleja la capitalización máxima potencial de mercado, considerando que la oferta circulante actual está en el máximo de 100,000,000,000 tokens XRP. Alcanzar este FDV puede llevar varios años dependiendo del calendario de emisión de los tokens XRP.