BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance.
Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms.
Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers.
The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
Какой наибольшей стоимости BNPL Pay [OLD] (BNPL) когда-либо достигал?
Цена BNPL Pay [OLD] (BNPL) достигла своего пика в 0.1194 $ на 07 ноября 2025, примерно несколько секунд назад. В настоящее время текущая цена составляет -99.88%, что меньше чем этот исторический максимум.
Какова историческая минимальная цена для BNPL Pay [OLD] (BNPL)?
Минимальная цена, достигнутая для BNPL Pay [OLD] (BNPL), была 0.00004999 $, задокументированная на 07 ноября 2025, более несколько секунд назад. Для сравнения, текущая цена составляет 186.69%, что выше этого исторического минимума.
Какова полностью разбавленная стоимость BNPL Pay [OLD] (BNPL)?
Полностью разбавленная стоимость (FDV) BNPL Pay [OLD] (BNPL) составляет $ 55,713. Эта цифра отражает максимальную потенциальную рыночную капитализацию, учитывая, что текущее оборотное предложение находится на максимуме 1,000,000,000 токенов BNPL. Реализация этого FDV может занять несколько лет в зависимости от графика эмиссии токенов BNPL.