The Qoda Protocol is a DeFi lending/borrowing protocol built on Moonbeam Network with several key features:
On-Chain Orderbook For Lending/Borrowing
Isolated Collateral-Tier vs Market-Tier Assets
Hybrid Overcollateralized/Undercollateralized Borrowing
Fixed Interest Rate, Fixed Maturity Loans With Early Exit
Repayment Redemption Ratio (RRR)
Let’s take a survey of today’s incumbent money market protocols (e.g., Compound, Aave, etc). Current money market protocols (Henceforth, Money Market v1.0 Protocols) have been one of the most promising sectors of DeFi with real product-market fit. However, Money Market V1.0 Protocols typically have several key deficiencies.
The Global Collateral Problem
Money Market v1.0 Protocols have a global collateral system. This severely limits the number of markets the protocol can support. Any single asset that is supported poses a systemic risk to the entire system if it collapses. Hence, these protocols work excellently for blue-chip assets, but will never be able to support long-tail assets.
The Price Discovery Problem
Money Market v1.0 Protocols use a so-called static Interest Rate Curve that deterministically adjusts the floating interest rate based on the utilization ratio of borrowers to lenders in a particular market. However, the Interest Rate Curve itself is set a priori, and there are no guarantees that the curve has been configured appropriately to reflect real supply/demand and price discovery.
The Overcollateralization Problem
Money Market v1.0 Protocols only support overcollateralized borrowing. This is a necessity in a trustless DeFi ecosystem. However, this type of system has very limited real-world use cases where demand for overcollateralized borrowing is generally correlated with bull markets. Specifically, users only borrow overcollateralized for the purpose of facilitating leveraged trading. However, in sideways or bear markets, demand for overcollateralized borrowing dries up. In contrast, uncollateralized borro
Where is Qoda Finance available for purchase?
You can exchange QODEX tokens on both decentralized and centralized crypto platforms. The favored choice for purchasing and trading Qoda Finance is Solarbeam, notably the QODEX/MOVR pair, which saw a trading volume of $ 0 in the past day.
What is the highest value Qoda Finance (QODEX) has ever reached?
Qoda Finance (QODEX) reached its peak price at 0.4316 $ on 15 September 2025, approximately a few seconds ago ago. Presently, the current price is -98.69% lower than this all-time high.
What is the historical minimum price for Qoda Finance (QODEX)?
The minimum price reached for Qoda Finance (QODEX) was 0.002189 $, documented on 15 September 2025, more than a few seconds ago. In comparison, the current price is 156.38%, it above this historical low.
What is the fully diluted valuation of Qoda Finance (QODEX)?
The fully diluted valuation (FDV) of Qoda Finance (QODEX) stands at $ 56,073. This figure reflects the maximum potential market capitalization, considering that the current circulating supply is at its maximum of 10,000,000 QODEX tokens. The realization of this FDV might take several years depending on the emission schedule of QODEX tokens.