U.S. Dollar Payment Token (USDPT) is a fully reserved, USD-pegged stablecoin issued on the Solana blockchain by Western Union in partnership with Anchorage Digital Bank, a federally chartered crypto bank. USDPT functions as a payment token designed to facilitate real-time, low-cost global remittances and treasury operations within Western Union's existing network of over 400,000 agents worldwide.
The stablecoin is backed 1:1 by high-quality liquid assets held in bankruptcy-remote trusts, with monthly third-party attestations for transparency and compliance. It leverages Solana's Token-2022 extensions to enable programmable features such as transfer fees, confidential balances, and wallet-level controls while adhering to the GENIUS Act (2025) framework for regulated payment stablecoins.
USDPT enables just-in-time liquidity provisioning to agents, reducing pre-funding requirements and settlement times from days to seconds. It integrates with agent wallets for cash payouts and Digital Asset Network (DAN) partners for on-ramps and off-ramps, bridging traditional cash networks with blockchain rails. The primary utility is efficient cross-border disbursements, treasury float optimization, and 24/7 money movement across Western Union entities and global bank/FI partners.
What is the highest value USDPT | Western Union (USDPT) has ever reached?
USDPT | Western Union (USDPT) reached its peak price at 0.9988 $ on 11 July 2026, approximately a day ago ago. Presently, the current price is -0.03% lower than this all-time high.
What is the historical minimum price for USDPT | Western Union (USDPT)?
The minimum price reached for USDPT | Western Union (USDPT) was 0.9965 $, documented on 08 July 2026, more than 5 days ago. In comparison, the current price is 0.19%, it above this historical low.